Who can join, and what it takes.
Young, Nigerian, and in it for the long run.
- Young Nigerian professionals, in Nigeria or abroad.
- Final-year university students and graduates awaiting NYSC.
- Introduced by an existing member, with their referral code.
- Able to commit to saving every month.
- Committed to the society’s mandate: investing in Nigeria’s future.
To be considered, pay the membership fee and at least one of your share capital or your first month’s savings.
For builders. Not for bystanders.
Blueapril has a mandate: nation building. It is for Nigerians who believe the country’s best years are ahead of it, and who want to help build them — with their savings, their work and, in time, their leadership.
It is not for people who have given up on Nigeria. That is the one thing we ask about at interview: whether you share the mandate.
Your party doesn’t matter, and we will never ask how you vote. Your belief in Nigeria’s future does. Read our mandate.
Five steps to membership.
- 01
Apply
Create your account with an existing member’s referral code and tell us about yourself.
- 02
Verify
Upload a government ID and proof of address, give your BVN, and name your next of kin.
- 03
Interview
A short conversation with the membership committee — about you, and about us.
- 04
Pay your dues
The membership fee, plus your share capital or first month’s savings.
- 05
Begin
Once admitted, your wallets open. Save, borrow, vote and grow.
- A naira wallet and a dollar wallet
- Ordinary, voluntary and dollar savings
- Loans after six months, at a fair, transparent rate
- A share of the surplus, as members decide each year
- One vote at every general meeting, and the right to stand for office
- Statements, reports and the society’s books, in the app
- Save at least the monthly minimum, every month
- Keep your ordinary savings in the society while you are a member
- Repay your loans on schedule — your guarantors are your fellow members
- Pay your own transaction costs
- Follow the bye-laws, and take part in general meetings
The full rules are in the bye-laws, which you read and accept before you join.
We grow through people who know each other.
Every application starts with a member’s referral code. It keeps the society a community of people with real ties to one another — the foundation of any guarantee.
When someone you refer is admitted, you receive a referral bonus from their membership fee. Don’t know a member yet? Write to us.
Ready to apply?
Save in naira and dollars, borrow for less, share in what the society earns — and help shape what we build next.